Spectrum Investment Advisors

News headlines and global events can make markets feel uncertain.  While markets may move up and down in the short term, history shows they have continued to grow over time. Throughout history, markets have experienced wars, political events, and economic uncertainty. Despite these disruptions, investors who stay disciplined and keep a long-term perspective are often better positioned to benefit from growth. What Retirement Investors Should Know About Volatility Market volatility, or ups and...

This GuideSteps webinar is a practical, easy-to-follow session that highlights helpful money habits, common pitfalls to avoid, and simple steps to keep your retirement savings and legacy on track. Key Takeaways: Build Strong Habits: Learn everyday financial practices that support long-term growth. Avoid Costly Mistakes: Discover common errors that can slow your retirement progress. Retire with Confidence: Navigate Social Security, Medicare, long-term care, and estate planning to enjoy what...

Quarterly Economic Newsletter Snapshot: International stocks led the way in 2025 as markets recovered from the April tariff shock. U.S. economy continued to grow, boosted by large scale investment in AI. Tax refunds may provide relief to the consumer. The S&P 500 moved higher by 2.7% in the fourth quarter to finish 2025 with a 17.9% total return. International stocks led all broad stock categories with the MSCI EAFE index posting a 31.2% return. The Bloomberg US Aggregate Bond index rose by...