Spectrum Investment Advisors

A high-level summary of how the stock and bond markets have behaved recently and what history can show us about navigating periods of market movement.

Life is unpredictable, but your finances don't have to be. Unexpected expenses like car repair or a sudden medical bill are stressful enough. An emergency savings fund helps you handle these moments without adding financial stress. It’s the buffer between a "curveball" and a crisis. Spectrum’s Financial Education Advisors meet with people every day, and many of the same questions come up about emergency savings. Here are some of the most common questions they hear: What is an emergency...

Quarterly Economic Newsletter Snapshot: Geopolitical tensions have created short-term volatility; history suggests limited long-term impact. Inflation pressures have risen due to energy prices, but pressures should moderate through 2026. Economic growth is expected to be about 2% this year. Written by: Jon Marshall, MBA | Chief Investment Officer Blaine Disrud, CFA | Portfolio Manager James Marshall | Chairman/Founder The S&P 500 declined in the first quarter of 2026 with a -4.3% total...